Support from Consumer Credit Counseling Services

by Article Expert

Consumer Credit Counseling Services (CCCS), with their new national name of Apprisen Financial Advocates, is a not for profit association that offers to help people resolve their personal financial difficulties.

Neighborhood branches of CCCS are located throughout the United States. You are able to communicate with CCCS in person, over the telephone or online (www.apprisen.com). Your first consultation is complimentary, but they do charge a fee for their ongoing services.

Consumer Credit Counseling Services emphasizes the education they can provide you and the value of their services. CCCS counselors are taught and certified by the National Foundation for Consumer Credit. They can be of assistance to you by providing you counsel on becoming and staying debt free, providing solutions to your current financial situation, and then will work out a personalized plan to reposition you from your current circumstances to stable financial health.

CCCS has an impressive reputation for helping people repay their debts and helping them stay free from further debt. You can probably find a CCCS branch near to where you reside.

When you go to see a branch of a CCCS you ought to be ready for your first counseling meeting. You need to provide your counselor all of your financial information. Your counselor can then fully appreciate your current financial position and then can give recommendations and encouragement so that you can pay off your bills and manage your outstanding debts. They will then help you manage your income and expenses and work out a plan to help you stay debt free and improve your credit rating by maintaining a clean credit history.

You will pay a fee for their help, but since their service is outstanding, your fee will be well worth it. Consider this, your irresponsible spending got you into financial trouble. While you probably spent some money on necessities, you also probably did a lot of impulse spending that was not essential. The reality is that you are in a mess with your credit rating and you must to find a method to pay your debts and get back on track.

The counselors at Consumer Credit Counseling Services have far-reaching understanding and education that can help out specifically with your situation. They are well able to work with your creditors to come up with a way for you to pay off your debts that is within your budget and that you would not’t be able to come up with on your own.

The best part about a Consumer Credit Counseling Service is they will be at your side through your debt repayment and credit recovery process.. So, once you've worked out your repayment strategy with your counselor, you can continue to work out a family budget that will help you grow to be financially sound and keep you out of debt.

To locate a local office of CCCS, look in your local yellow pages under “Credit Counseling Services”. You can also search the Internet to see if there is a local office near you. Another option is to call the home office for Consumer Credit Counseling Services to find a branch near you. You can reach CCCS at 1-800-355-2227.

Credit is an essential part of our world. It can be a help or a difficulty. How credit affects you depends on how you regard it and how you take advantage of it. You show good sense by learning the skills and viewpoints that allow the wise use of credit.



Bob Sherman provides more information about credit repair, identity theft and other financial matters to lend a hand people just like you who have made economic blunders. Don't be embarrassed; take action.


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